Most companies don't have a phased retirement program. They have a favor, worked out case by case between an employee and whichever manager says yes. Employers appear to be solving retirement transitions one person at a time. Here's what a real program requires, and why that instinct doesn't hold up.

New research shows the weeks around retirement are a genuine window for building healthier habits, and most employer benefits stop right when it matters most. Here's what the evidence says HR should build instead.

New research from the Center for Retirement Research at Boston College finds that since ChatGPT launched, older workers in AI-exposed jobs like programming and accounting are leaving work faster, and landing in unemployment, not retirement. That is a different problem than voluntary attrition. It is an involuntary, unplanned exit for exactly the population most retirement benefits assume gets to leave on their own timeline. Here is what the data shows, and what HR should do a