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New research from the Center for Retirement Research at Boston College finds that since ChatGPT launched, older workers in AI-exposed jobs like programming and accounting are leaving work faster, and landing in unemployment, not retirement. That is a different problem than voluntary attrition. It is an involuntary, unplanned exit for exactly the population most retirement benefits assume gets to leave on their own timeline. Here is what the data shows, and what HR should do a

Identity loss after retirement happens because your job quietly supplied a title, a routine, a team, and a daily sense of contribution, and retirement removes all four at once. This isn't vanity or weakness; research shows a large share of adults build real self-worth around their work. Rebuilding identity in retirement is possible, but it takes the same intention people bring to a career, not just free time. Someone hands you a card on your last day. People clap. By Friday a

When a long-tenured employee retires without a plan, HR pays for it before the exit date: disengaged final months, rushed knowledge transfers, and departures delayed because employees aren't ready to leave. Retirement coaching as an employee benefit closes the gap that financial wellness programs and EAPs don't cover. It's structured 1:1 support for the human side of the transition, and it's what helps long-tenured employees leave on time, leave well, and leave something behi

Retirement coaching is the bridge between financial readiness and life readiness. Financial advisors provide strategic, comprehensive money management; a retirement readiness navigator or coach provides a space for you to explore all aspects of creating a dynamic and rewarding life after work. You know roughly when you can stop working. You have a financial advisor, maybe a 401(k) in decent shape, and a general sense that things will be okay money-wise. And yet something abou

The people who thrive in retirement didn't figure it out after they left work, they built the life before they got there. Retirement lifestyle planning means actively designing five dimensions of life: structure, identity, purpose, social connection, and health. It can't wait until your last day of work, because by then, you're already starting from scratch. Most people have a vague sense of when they might retire. Very few have started building the life they're retiring int

The alarm doesn't go off. No 9am meeting. No inbox waiting. For the first few days, that silence feels like relief. Then something shifts. The novelty fades. A low-grade restlessness sets in, and the question you spent years planning for financially takes on a version nobody prepared you for. What the first year actually looks like, and what genuinely helps.