New research shows the weeks around retirement are a genuine window for building healthier habits, and most employer benefits stop right when it matters most. Here's what the evidence says HR should build instead.

When a long-tenured employee retires without a plan, HR pays for it before the exit date: disengaged final months, rushed knowledge transfers, and departures delayed because employees aren't ready to leave. Retirement coaching as an employee benefit closes the gap that financial wellness programs and EAPs don't cover. It's structured 1:1 support for the human side of the transition, and it's what helps long-tenured employees leave on time, leave well, and leave something behi